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Can A Non-Citizen Open a Bank Account in The US?

It seems so simple: move to the Land of the Free and the Home of the Brave, start a business, and open a US bank account.

 

Except, as it turns out, it’s not so simple at all. Despite the ease with which American citizens can open multiple accounts, foreigners have a different experience. What takes a minute for Americans can take weeks—even months, or years—and still never come to fruition. So we are asking the question:

 

Can a non-citizen open a bank account in the U.S.?

 

The short answer is “yes”. But it is difficult—and getting more difficult as time goes on.

 

Bank Of America tower

Why is it so hard?

 

Opening a US bank account offers security and helps individuals build a stronger credit score. Similarly, having a bank account allows us to conduct business, get paid, and pay others. Unfortunately, restrictive algorithms mean we are unable to enjoy a seamless account setup on U.S. soil.

 

Firstly, foreigners, non-residents, expats and travelers can absolutely open a bank account in the U.S.—it’s just really complicated. Under the Civil Rights Act of 1964, traditional lending institutions can contract with non-resident persons. Banks—which operate as independent businesses or part of a corporate chain—are entitled to make their own decision on these matters. Since many banks believe that offering bank accounts to foreigners is a high-risk practice, they either don’t offer the service, or avoid it wherever possible.

 

Secondly, after 9/11 changed the international landscape forever, the Patriot Act set strict rules for foreigners opening bank accounts, or entering into financial transactions in the U.S. The regulations were set up to help stamp out money laundering, tax evasion, and the funding of terrorism. One of these regulations is the verification of our identity. Because many countries don’t offer our high level of ID verification, these countries are deemed unsafe.

 

Finally, U.S. laws require that all account holders have a U.S. postal address, or an ITIN number.

 

With so much going on, it’s no wonder opening a bank account in the U.S. is almost impossible.

 

So who needs a U.S. bank account, anyway?

 

For starters, anybody who operates a business in the United States of America. Small to medium-sized businesses are already thriving, but may struggle to expand if they have to rely on international transfers.

 

Any individual who offers a product or service—whether as a freelancer or as a larger corporation—can appeal more to a U.S. audience by using local payment methods, supported by ACH transfers.

 

International students are another part of the core demographic of people needing to have a U.S. bank account. To streamline tasks like family travel, homework, and socializing with friends, a locally based bank account can work wonders. Frequent visitors to the United States, tourists, and those on short-term work visas can all benefit from an American bank account.

 

Finally, online shoppers can benefit in a big way. Many online stores will only accept U.S. banking options. To avoid extra fees and breakdowns in the way currency is exchanged, a U.S. bank account could be the pivot-point in your online shopping experience.

 

Best US Banks for Non-Residents

 

Before we move onto taking a look at how to actually open a bank account in the United States of America as a non-resident, let’s dive into the best bank in USA for foreigners. Are you ready? Let’s get started!

 

Wells Fargo

 

You can usually rely on big, branded banks to give you an account as a non-citizen or resident. However, not all employees are aware that they can offer you one.

 

Many people who have contacted Wells Fargo and spoken to a customer service representative who has said “no sorry, we don’t offer accounts to non-residents. But this isn’t true. It shouldn’t put you off, the person you spoke to could have been new, not fully clued up on their bank’s policies, or just having a bad day. All you need to do is try again.

 

Of course, you could always have a crack at it online. This will potentially be a lot quicker than trudging through countless call center operators.

 

Chase

 

Chase is another large bank in the United States of America. They offer a multitude of account options for non-residents. Thus, we couldn’t resist listing them as a great provider of US bank account for foreigners.

 

Bank of America

 

We have heard of people having a fair amount of problems with the Bank of America. However, in our knowledge that tends to be down to the employees certain people dealt with.

 

Since the bank is so big, they see somewhat little risk in offering an American bank account for foreigners.

 

TD Bank

 

TD Bank seems to be the easiest, simplest option as a non-resident or citizen.

 

All you need to supply is a passport and a mailing address within the US. Yes, that means you will need to have somewhere you can receive mail in America. Whether that be a friend, family member, or a third-party agency you employ as a registered agent for yourself, it doesn’t matter. But you do need one.

 

HSBC

 

Since HSBC is an international bank, regardless of where you are, you will be able to open an account. They have an entire page on their website dedicated to supporting you through the process of opening an overseas account. Here, they go over why you should choose them, setting up your account before you travel, and what documents you’ll need.

 

To help you out, we will give you an idea on the documents they suggest so you don’t have to flit back and forth between Google tabs:

 

  • Identification (this could be a driver’s license, military card, student card, and more)
  • Proof of address (whether you’re in the USA or not, they still want to know where you reside)
  • Income proof (pay slips or invoices)
  • Potentially other documents too (this depends on local law and regulation changes)

 

Do You Need a Social Security Number to Open a Bank Account?

 

To tell you the truth, it all depends on what bank you choose to go with. For some, you will definitely need a social security number but for others, you won’t. With that being said, it’s nicer to have the documents and not need them, rather than need them and not have them.

 

However, as long as you prove who you are, you should not need a social security number to open a bank account as a non-resident.

 

Cartoon figure carrying a bank of money to the bank

How Top Open A Bank Account In USA

 

There are several effective methods when it comes to opening a U.S. bank account. Each method has its benefits and drawbacks, which we’ll explore here.

 

1. Open US bank account online

 

This is by far the least efficient solution, as it involves a long processing time and doesn’t necessarily translate to success. If you don’t have sufficient ID, for example, your online application is likely to be declined.

 

Although each bank has its own set of qualifying conditions, one common factor to all is that you have an ITIN. The Individual Taxpayer Identification Number, in conjunction with other photo ID, will increase your chances of successfully opening a US bank account online.

 

Person checking logging into his online bank account

2. Go to an international bank.

 

International banks—like HSBC and Barclays—have branches both in the U.S. and around the world.

 

Not in the States yet? Head to your local branch and submit an application to open a new account. By verifying your identification and data in your home country, you may smooth the path to creating a US bank account later.

 

Executives often use this method to open accounts in the United States prior to travelling there. It tends to be a successful option, although many believe visiting a U.S. bank in person is the best way to achieve our goal.

 

Building of an international bank

3. Travel to the US

 

The third—and most common—option for opening a US bank account is actually being there. It is easier than most methods, and virtually guaranteed to be approved at this stage. Certain banks can push through this application quickly, and painlessly, especially those like Wells Fargo and Citibank, who have a robust foreign policy.

 

American airlines plane flying into Washington

What are the requirements to open a US bank account? 

 

Security measures across the United States are stringent. Some banks, no matter how progressive they seem, may even require a full background check in order to approve your account application.

 

You’ll need to come prepared, with:

 

  • Two forms of photo ID. Your passport & driver’s licence should be effective.
  • Immigration documents. These are used to establish the length of time you are likely to remain in the United States.
  • Employer Identification Number (EIN). This number is assigned to each foreign business by the IRS.
  • An initial deposit amount: A minimum deposit is required across most banks. The deposit amount might be $10, or it could reach as high as $100.
  • A U.S. postal address. Not having a permanent address in the United States is likely to be your biggest problem. Banks insist—and rightly so—on you providing proof of residency and identity, in order to offer a stable guest environment.

 

How Can a Foreign Company Open a US Bank Account?

It isn’t very easy to open a US bank account as a foreign company. Sorry, but we needed to get started right away with the truth blow — we don’t want you to be disappointed by the time you realize it isn’t just going to fall into your lap.

 

Yep, and it’s time consuming too. Hopefully, your business is big enough to have a financial team to sort all this out. Otherwise, you might be spending less time working on expanding your business, and more on opening an overseas bank account.

 

With all that in mind, let us just assure you that it is possible. And we’re going to show you how!

 

The most important thing you need to know is that your business needs to be registered in America. The USA’s banking laws are extremely strict so, even once you have registered in a state, you will have to go and prove who you are in person. Again, this is time consuming. Not to mention that it costs a fair amount of money (depending on where you are in the world).

 

Additionally, when you open an American bank account, you are signing up to be part of the United State’s tax system. You will have to deal with all of these fees and consequences as a result. This means that your company will have to file US tax returns every year to ensure you comply with their standards.

 

Why Would You Want a US Bank Account as a Foreign Company?

 

Usually, you will want your business to have a US bank account because it makes working with American clients a lot easier. This way, you won’t have to put up with currency exchange rates — and neither will your customers!

 

Before you get too ahead of yourself, however, you must realize the implications of this account. When you eventually exchange your US dollars into your local currency, you will pay an exchange fee which may or may not set you back a few hundred coins. And, as we mentioned earlier, the tax consequences you will face if you don’t submit American tax returns properly.

 

Bank teller helping bank employee

The Bottom Line

 

The laws that govern bank accounts for foreigners are federal, although they are applied locally. Be sure to check the various document requirements and processes, and try to stay patient as you work to secure your US bank account. After all, no one said opening a US bank account for non-residents was easy, did they?

 

But don’t worry, we promise that we can help you in some way, shape, or form!

 

While we can’t offer a solution to every piece of the bank account puzzle, we can help you secure a virtual street address. You’ll gain a street address and virtual mailbox immediately, and any mail will be sorted to a secure mail facility where highly-trained handlers will scan and upload each of your letters onto your dashboard.

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Expat Mail Forwarding (the why, how and what in 2020)

 
 
Moving abroad- whether for work, retirement or other reasons- can be equally exhilarating and nerve wrecking. There are mixed emotions of sadness at leaving behind family and friends and the thrill of starting a new adventure.
 

One question that expats often miss in the hustle bustle of moving, is what will happen to the paper mail that they get at home. Even if you have moved your banking online and get most bills via email, there are still many pieces of mail for example from the IRS, tax notices, new credit cards, renewed Drivers License, and other paperwork that comes only via mail.

 

USPS will forward mail internationally for a steep cost. You can enroll in the USPS forwarding service, which costs $21.10 retail or $19.35 if you enroll online. There’s an additional cost of $21.10 for each week of service. So about $84.40/month and Priority Mail items are are sent at an additional cost. Ouch!

 

US Airlines

 

Depending on what country you move to, getting mail can be difficult.  And keeping a US address even when you are overseas is important if you bank in the US or expect to deposit any checks in the US. Many companies, not to mention government services, require one, even if it is not your official residence.
Which begs the question:

 

How do I forward my mail to another address overseas?

 

You can do that via the USPS by getting a PO Box, and the USPS will forward your mail to your international destination. Other options include:


(1) Ask a family member or a reliable friend to pick up your mail daily

(2) Forward your mail to a family member’s or friend’s home address

(3) Use a professional mail forwarding service

 

Let’s start by looking at how you go about getting a PO Box, and then we will move on to the other options we just mentioned.

 

How to Get a PO Box with The United States Postal Service

 

To make this as easy as possible to understand, we are going to go through each step in detail, so you can decide whether this is the right option for you. Just make sure you don’t make any set-in-stone choices yet since we still have to tell you about the best way to go about your expat mail forwarding.

 

Step One: Choose a PO Box Size

 

The United States Postal Service offers 5 different PO box sizes. Namely extra small, small, medium, large, and extra large. Thankfully, they also tell you what each of these can hold! We will have a closer look at them now:

 

  • Extra small (3 inches x 5.5 inches) — this one can hold around 10 to 15 letters or 2 magazines (rolled up). The depth is around 14.75 inches which is a universal size throughout all PO boxes.
  • Small (5 inches x 5.5 inches) — this option can hold around 10 to 15 letters or 5 magazines (rolled up).
  • Medium (5.5 inches x 11 inches) — this one can hold large envelopes and magazines that are stacked flat.
  • Large (11 inches x 11 inches) — if you receive larger packages, you will want to go with this one. It can hold around 2 shoeboxes and 10 to 15 letters at the same time.
  • Extra large (12 inches x 22.5 inches) — this one can hold a number of flat rate boxes and parcels, along with letters too of course.

 

Step Two: Reserve Your PO Box

 

Once you know which size will suit you best, you need to search for the post office that is nearest to your home. Then, just click “reserve a new PO box”.

 

Step Three: Pick Your Payment Period

 

There are multiple payment periods that you can select. It is up to you and your financial needs as to which one will fit you best.

 

Step Four: Enter Your Contact and Billing Information

 

You will be asked to supply the obvious information like your first name, last name, address, card number, security code, expiry date, and a few other bits. After you have hit “submit”, you are able to move onto the final step.

 

Step Five: Validate Your ID and Pick Up Your PO Box Keys

 

By law, you have to validate your identity in person. So, you need to go down to your PO box location with two forms of government-approved ID. The primary form needs to be a federal, state, or tribal photo card. You can choose from the following:

 

  • State driver’s license
  • Non-driver’s ID card
  • US Armed Forces card
  • Uniformed Service ID card
  • US passport
  • US passport card
  • US university identification
  • Corporate identification
  • Any card issued by the United States Citizenship and Immigration Services
  • US naturalization certificate
  • US citizenship certificate
  • Tribal identification card

 

The secondary form can be one of these:

 

  • Lease agreement
  • Deed of trust
  • Mortgage agreement
  • Voter registration card
  • Vehicle registration card
  • Home insurance policy
  • Form I-94
  • Vehicle insurance policy
  • Utility bill

 

After they have been approved by the person at the post office desk, your keys will be handed over to you. Then you can do a little celebration dance because the PO box is yours!

 

Ask someone to pick up your mail daily

 

Works short-term. Long term though… not really. If your close friend or brother asks you to pick their mail for a week, that’s fine. You can help out! But picking up their mail daily for a month or a year sounds crazy. Plus, are you comfortable when your friend or sibling looks through your bank statements or W4 form?

 

person giving out mail

 

Forward your mail to a friend’s home

 

Are you comfortable with your friend or sibling looking at your tax documents or W4’s? Even if you can compromise your mail privacy and confidentiality, you still have the issue of getting it to yourself. Are they going to go to the Post office and mail your stuff every week?

 

Use a mail forwarding service

 

A mail forwarding company receives your mail, gives you near real time access to it so you can view it, read the contents and have it bundled and forwarded to your new home or office or any place in the world.

 

Can USPS forward mail internationally?

 

As we mentioned briefly earlier, you can ask the USPS to forward your mail overseas. But it is ridiculously expensive. It would almost be more worthwhile to fly back to pick up your packages, parcels, and letters up yourself!


The best way to get your mail securely, in near real time so you can act on it as soon as needed, is to use a professional mail forwarding company.

 

USPS mail

 

How do mail forwarding services work?

 

Mail forwarding services give you a US address which you use to redirect your mail to. You fill out a change of address form with the USPS and tell USPS to start sending your mail to the new address.  When your mail arrives at this address, the mail forwarding company will usually
 
 
– upload it to a Virtual mailbox, which you can access via a secure login
– you can see images of your envelopes and boxes along with other info like sender, weight, dimensions of boxes etc.
– you can take actions on your mail to have it opened and scanned to read contents
– you can store your mail for some time and then have it bundled and shipped together to your new home
 
At US Global Mail, we have helped over 80,000+ expats with our mail forwarding service.
 
 

Top Reasons Expats Need Mail Forwarding

 

Shop Any US Website. Whenever you are overseas, that can make getting items from your favorite US companies in the mail, a problem or a difficult attempt. Many companies do not ship overseas or if they do ship, then you can expect to pay some very high shipping fees. With a US address, you are able to receive all those items at your US location, and from there we can ship them to you at up to 80% off the typical cost you would.

 

Direct Access To Mail. When getting a virtual mailbox, you are able to stay on top of mail 24/7, with your own login credentials. It’s a bit similar to e-mail, only for mail & packages. Log into your account, request a mail scan or have some item shipped; all with the click of a button.

 

Cloud Storage. When you get mail, all items are scanned and uploaded into your virtual mailbox. You can receive an unlimited number of mail items to your address with unlimited storage. You can also store your items up until 180 days, free of charge. And eve if you do need to store items for a longer period of time, it only costs a few additional cents for your item. Saving files online, makes accessing files more reliable and a cheaper option for your mail.

 

Privacy. When you have mail clerks are the company you work at, handle your mail and ship to you, then you probably have a series of people that get to your mail before you do. With a virtual mailbox, you are the first one to access all important documents from your phone or computer, without a bunch of intermediaries. Communication with customer service can be done within the app as well; so any request you need, can be completed within just a few clicks.

 

It’s More Reliable. The alternative to having a professional company handling your mail, is having some relative or friend picking up mail on your behalf, heading over to the post office and shipping them out. As you can realize, over the course of several weeks and months, this can turn into a part time job for your friend. And even if you did have someone so committed to just deal with your mail, they probably would have to work it into their schedule to get it shipped to you in time (making up for several delays, or mistakes in forwarding on your items.) When you have a professional mail forwarding company handling this on your behalf (and especially a company like US Global Mail that has been around for 20+ years,) you are assured to get your mail on time.

 

How much does mail forwarding cost?

 

US Global Mail plans start from $10/month. You can view our plans and pick one that works best for you. USPS mail forwarding is $84.40/month. Here’s a comparison cost chart of some of the common services.

 

Is a Smart Mailbox Going to be Your New Best Friend?

 

The likely answer is, yes! Virtual mailboxes are a fantastic way to make sure all your important documents reach you, no matter where you are in the world (which expats benefit greatly from, of course). But to give you a better idea, let’s go through all the advantages you will gain by opening a smart mailbox.

 

Trustpilot reviews

 

1. Mail Security and Privacy

 

Identity and package theft is a growing concern throughout most countries these days (sadly). It just isn’t safe to have your parcels and letters left in a previous neighbors’ box or outside their door anymore, especially if you have moved overseas.

 

With a virtual mailbox, this won’t be a concern anymore.

 

You get access to your mail online 24 hours a day, 7 days a week. Not to mention that your delivery is guaranteed. There won’t be any missed or stolen packages anymore. You can cross that off your “things to stress about” list!

 

By now, you are probably wondering how all of that is possible. Don’t worry, we will tell you how it works.

 

Firstly, the apps use industry-leading security that will always work. Yep, we’re talking bank-grade encryption here — your mail security is not a joke to us! Any information that travels through our warehouses and servers is protected against hackers and thieves.

 

Secondly, all the staff members are aware of the privacy policies, compliances, and controls they must abide by in order to give you the best service imaginable. So, no matter where you are in the world, your US mail will be kept safe from your old neighbors, nosy family members, and the government. Basically, privacy is our middle name.

 

Thirdly, 2-step verification is enabled on all accounts to ensure it is really you trying to look at your incoming mail. It isn’t just your username and password you need, but also a secondary bit of information to ensure complete security, all the time.

 

Finally, you can always change how you handle your mail data. Whether you want to back it up, download it, or delete it entirely, it’s up to you.

 

2. Check Your Mail Any Time

 

Since you are an expat, you probably aren’t going to be in your old home country all that often, right? Not to worry, with a virtual mailbox you can access all your mail, no matter where you are in the world.

 

Missing important bills or documents is a thing of the past!

 

3. Never Have to Enlist People’s Help with Your Mail Again

 

Asking a previous neighbor or your old colleagues to take care of your mail until the next time you fly over to sort it can be incredibly stressful. You are likely to receive important documents such as tax notices, IRS letters, passport renewals, credit cards, insurance paperwork, bills, and checks that you won’t want people snooping through. Makes sense!

 

In this case, a smart mailbox is definitely the right way to go. You can have your super-important letters scanned immediately so you can sort them out on the day they’re delivered. And, you can make sure everything is bundled up and shipped to your new overseas address insanely quickly.

 

4. You Can Still Shop In the USA

 

Depending on where you live now, they might not support the importation of American goods. As an expat, you are bound to be fairly frustrated by this — hence another reason to set up a virtual mailbox. You can shop online in the United States of America, have it shipped to that address, and then tell the expert mail handlers that you want it sent to your current address. It’s as easy as a, b, c!

 

5. You Will Be Saving the Planet

 

You know as much as we do how annoying spam mail is — supermarket coupons, pizza deliveries, gym brochures — and you won’t even be in the US to be able to use them, so why bother getting them forwarded by the USPS?

 

With a smart mailbox, the professional handlers will discard anything that is clearly spam before they upload your mail every day. You won’t even have to see the annoying stuff. The best part is, these pizza deliveries advertisements won’t just be going to the landfill. Instead, they are recycled to ensure we do our bit to save the trees.

 

6. You Can Have the Same Mailing Address for the Rest of Your Life

 

Yup, you read that right; we thought we would leave the best till last!

 

We are going to assume that you’ve moved a lot in your life. Correct? We thought so. And with each move comes all the boring paperwork — including changing your address with the USPS, your driver’s license, passport, and everything else. It’s hard work.

 

But that all changes with a virtual mailbox. Regardless of where you move, your mailing address can stay the same. Perfect, isn’t it?

 

The Bottom Line

 

Here at US Global Mail, we have helped over 80,000 expats find freedom with their mail thanks to our awesome smart mailbox. We can’t help to start making your snail mail dreams come true! If you have any questions, don’t be afraid to get in touch. We are always happy to help.

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NY, CA, TX, FL – what state should your mail forwarding address be in 2020? The answer will surprise you!

So, when you are ready to sign up for a mail forwarding service after you do all the due diligence (rates, plans, shipping prices, trustworthiness etc,) do you look for a service that lets you reserve an address in the same state you are moving out of?

 

Don’t. Your mail forwarding address should be state-agnostic. Really, its a virtual address, in the cloud. So the state does not matter one bit. There are far more important criteria that you should consider, when choosing this important service. Click here for a list of important factors to consider & associated pricing.

 

One of the biggest advantages of moving forward with a virtual address is that it does not have to be tangibly associated with your actual physical location – wherever that might be on the planet today.

 

There’s absolutely no reason whatsoever you could be sitting on a beach in Miami while using a virtual address based out of New York City – using that same address when you decide to spend a month in Thailand, a week in Moscow, or a weekend in Paris.

 

In fact, some would argue that the biggest leverage you get out of a virtual address is the fact that it isn’t ever tied to your physical location. Why waste that big benefit when you don’t have to?

 

Let’s dig a little bit deeper into where you should set up your virtual address moving forward!

 

World traveler stepping on the top of a Globe map

 

Does the state of my address matter? Will I become a resident & pay taxes in the state in which I have my mail forwarding address?

 

Once you fill out a change of address form with the USPS, it will forward your mail to that address, irrespective of where in the US it is. And US laws don’t make you liable for taxes in any state without living there. Just having an address in the state does not mean you become a resident of that state.

 

Just to be perfectly clear, this means that you can have a mailing address set up through your forwarding service based out of Reno, Nevada while your business, your job, and your entire life is headquartered in Saginaw, Michigan.

 

There’s no rules, no regulations, and no laws restricting you from having this kind of setup. On top of that, there’s absolutely zero penalty whatsoever to having your mailing address physically separate from your physical address.

 

As long as you still pay your state and federal taxes based on the rules, regulations, and laws dictating that based upon your physical location and where you have earned your income you have no worries at all.

 

On the flip side of things, it’s important to understand that you are not going to be able to use this mailing address from a company like US Global Mail as proof of residency somewhere else.

 

Florida citizens do not have to pay state income taxes, but that doesn’t mean that a US Global Mail based out of Tampa, Florida while you are living and working in New York City gives you those same tax benefits.

 

That’s just not the way the system works and it’s critically important that you understand that going forward.

 

How does it work?

 

You can simply forward your mail from your existing address to the address of the mail forwarding company, and no one will be wiser! That is no one will know what your new address is – they will keep sending you mail at the old address and USPS will redirect it to your  new address. The redirect request with the USPS will work for 6 months at a time and will have to be renewed. This option is also great when you don’t want to move your address permanently and expect to cancel the mail forwarding service at some time in the future.

 

There are a whole host of other benefits you get to take advantage of when you move forward with a mail forwarding service like US Global Mail, too.

 

We are talking about benefits like:

 

  • Extra anonymity and privacy with these kinds of mailing addresses
  • The ability to eliminate junk mail from your life forever
  • An opportunity to know EXACTLY what has been sent to you before you check your mailbox
  • An opportunity to digitize your entire mail reception history for your own personal records
  • The chance to search that digital record quickly, easily, and effectively
  • Check-cashing services that have all checks redirected to your bank directly to be deposited ASAP

 

… And that’s just the tip of the iceberg!

 

It’s not hard to see why so many people choose to take advantage of mail forwarding services today.

 

Condominiums in downtown Miami

 

Fancy/Premium addresses:  Mail forwarding companies or commercial mail receiving agencies (CMRA’s) sometimes will offer a choice of several states and addresses to you. Your personal mailbox number could potentially be in New York, Florida, Texas, California, the possibilities are endless! However, these fancy or “premium” addresses can come at a steep price; often a discreet +$14.99 is hidden somewhere! Watch out. And don’t pay for something you absolutely will get no additional value out of. Instead choose the service that works best for your needs.

 

Truth be told, those “premium addresses” are almost never worth the extra price tag.

 

Sure, the vanity address can be cool – for little while – but who is really paying attention to your address (your mailing address, anyway) enough for that to matter?

 

The odds are pretty good that they shine out those premium, fancy vanity addresses will wear off pretty quickly. Well before the price tag comes down, anyway.

 

All the money you would have spent on those vanity addresses can be redirected to get a couple of months – or even a year – of quality mail forwarding and mail scanning services from an organization like US Global Mail, without missing out of any of the benefits those addresses would have brought to the table.

 

When is having an address in a particular state important?

 

If you have a business and you are based in Florida and you need to bill your customers, it makes total sense to have a billing address in the city or at least the state you operate from. From a customer standpoint, it looks less suspicious. They won’t have to question the authenticity of who they are sending their money to. Certain health care providers will also require you to reside in the state you are covered in to maintain your insurance rates. The rates for insurance coverage can vary state-to-state. If you like the plan you currently have, it would be very important to maintain an address in your current residency state. If you are trying to be discreet about moving or traveling abroad, then you do have the anonymity of maintaining your residency state address. Other than those few areas though, there’s no issue in having an address in a different state; rather it’s just a preference. In that case, those options are certainly available to you!

 

The real big benefit in moving forward with a mail forwarding service that lets you pick where your new mailing address is located is the freedom you are afforded with that choice.

 

If you want your customers to feel like you are more of a local business than you are, by all means pick and address near where most of them live – even while you run that business from across the country or across the world.

 

If you want your customers to feel like you are more of a “global business”, don’t be shy about picking a mailing address in any of the major financial hub cities in the country – cities like New York, Los Angeles, Chicago, and Boston.

 

If you just want an extra layer of security and protection when you give up your mailing address, pick and address that sits squarely in middle America. Something in Ohio, something in Iowa, and something in Wisconsin works just as well as anything else!

 

The freedom for you to pick and choose where you are new mailing address is located is a huge advantage you don’t want to overlook.

 

The Dallas skyline

Vanity Addresses: are they really worth it?

 

So, you’ve researched a few mail forwarding companies; one company offers a real street address in Nevada. Another company offers 3 street addresses (one in Wisconsin, one in Texas, and one in New York etc.) In this example, let’s say the Wisconsin address is their standard address. The Texas and NY addresses are premium (meaning they cost more.) Standard mailbox prices are usually “free”, or, included in the price of membership. The prices for a premium address can range anywhere from an extra $4.95 per month and all the way up to $12.95 per month.

 

So the real question is: what is the value in these “premium” addresses? Is it just the address itself? The location? Convenience? Why would you want to pay extra for a mailing address? Here you will find, transparent pricing with no hidden fees nor unnecessary addresses that beef up your bill.

 

It all comes down to your expectations, your budget, and the kinds of services that come included with that new “premium” address.

 

If you are paying a mountain of money for nothing more than a vanity address, is it really worth the extra expense, headache, and hassle to move forward?

 

Or would you rather spend that money on a full-service, top to bottom mail scanning and mail forwarding organization that offers a whole host of other benefits on top of a new, discrete mailing address?

 

The choice is yours and yours alone. Only you will be able to know what your best fit the be.

 

Payment Example

 

You want a personal mailing address to give out to your friends and family and you want a separate address for your bills and taxes, all on the same account of course:

 

  • Standard mailing address on an individual plan, $25/mo
  • Premium mailing address on an individual plan $25 + $4.95/mo
  • Separate 1583 forms for the addresses which need to be notarized
  • One forwarding request (you can only have one open at a time via USPS), then reach out to everyone who needs your change of address

 

A lot of the premium address locations are UPS storefronts. Not a private office or warehouse that deals specifically with commercial mail and package forwarding, a UPS store. Which is why these addresses are not equipped to handle all incoming mail and packages. They literally are not built for it. On top of that, each location will handle mail differently, since the UPS stores are not owned or managed by the CMRA, the possibility of errors occurring increases dramatically.

 

Delayed access to mail

Another issue with using vanity addresses is that often times the mail from those addresses is sent to the company central warehouse for processing. This means a delay for 3-5 business days on your mail. Using the company central warehouse address gets you access to your mail much quicker.

 

For example, at US Global Mail, we enter all mail received within 12 – 24 hours in customer virtual mailboxes.

 

Access to digital mail through the virtual mailbox

Final thoughts:

 

In a nutshell, if you absolutely cannot live without an address in a particular state, use the mail redirect option with the USPS and keep forwarding your mail. That lets you keep your address intact.

 

Otherwise, simply do a permanent change of address with the USPS and rest easy. You will get your mail via a Virtual Mailbox anyway!

 

At the end of the day, it really does come down to your goals, your expectations, and your budget.

 

There are a lot of options out there to pick and choose from – including moving forward with the USPS. But services like US Global Mail provide a lot of benefits that the USPS simply cannot provide right now and may never be able to offer in the future, too.

 

Look at how you hope to take advantage of these mail forwarding services today and in the future and choose a service that’s going to best align with those goals. Find a service that is affordable, reputable, and reliable and you won’t have any headache or hassle moving forward.

 

Best of luck!

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US Shopping! Free Shipping! No Minimum Purchase Necessary!

It is a well known fact that the cost of shipping can be outrageous. And if you know that, you also know that free shipping usually comes with a price…like spending $50 or more. A $100 gift card can easily be broken down to $70 for clothing and $30 for shipping, how annoying!

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Hottest Monthly Subscription Boxes That Ship Internationally!

Are you looking for one-of-a kind gift, bespoke items that are available only to those in the know? Want to throw a Tapas party with everything imported from Spain? Or delight your geek kiddo with a hands on science kit that is not found in regular stores?

Look no further. We have a solution for you: Subscription Boxes from the US. If you are wondering what a subscription box is- it is a recurring box that comes on a scheduled basis (weekly, monthly, every 3 months etc.) filled with items specifically catered to the subscription or to your tastes. There’s a box for everyone: kids, teens, adults, parents, nerds, beauty gurus, fur babies the list goes on! Here’s a look at a few of our favorites! 

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5 Most Wanted US Made Treasures for Aussies

Tech Junkies in Australia, look no further! You know all those cool gadgets with limited worldwide releases, the ones that seem obsolete by the time they hit the local Aussie markets, the ones that are enjoyed by everyone…but you? Don’t worry, there’s a solution! There are companies out there that allow you to create your very own US Address to ship to, which will then consolidate your items and ship them to you at home. Gone are the days of wishing, now your wishes can be easily granted.

If you don’t want to go through the hassle of purchasing the items yourself and shipping them, personal shopping sites have discounted shipping rates and low service fees. They will do all the dirty work for you! Their fees are as low as 5% of your purchase!

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Looking to sell in the US? Here’s how!

Do you have or wish to open business to earn an income? 

 

If you live overseas and can access some unique products and items, you can build a successful business selling online in the US. It’s quite easy- all you need is a good partner that can distribute your products in the US as you sell them.

 

Getting Started with a New Income Stream

 

Whether you are looking to build a business that can completely replace your full-time income now (with the potential to get even more lucrative than that) or are just looking build up a bit of a side income without having to dedicate a world of time to your new business, generating a new income stream from scratch isn’t something you can sort of “fall into”.

 

You have to be really smart, savvy, and strategic about the approach you take to building up this new income stream – especially if you are going to sell in the US market, one of the most (if not THE most) competitive business environment in the world.

 

At the same time, when you’re working with a market as large as the one in the United States the potential to build a business always exists. People are always looking to buy something, markets are always (generally) large enough to support multiple businesses in an industry and a niche, and if you take advantage of the tips and tricks we highlight below you’ll be able to hit the ground running pretty quickly.

 

Let’s get into it.

 

Find a Niche

 

The first piece of the puzzle you’ll want to figure out when you are looking to sell in the United States has to do with finding or niche, that little corner of a marketplace that you can focus on that immediately gives your business, your product, or your service a competitive advantage.

 

Far too many people come up with a business idea or an idea for a product or service that they want to sell before they focus on seeing if there’s a market that would be interested in that solution to begin with.

 

Be sure that you aren’t putting the cart before the horse this way.

 

Instead, really focus on finding a group of people that are passionate about something or have a real problem they are looking to solve that you can offer a product or service to that improves their lives – all at a price point that can change your financial future forever moving forward.

 

Focus on Marketing

 

After your niche has been selected it’s then time to laser in on your marketing.

 

This is another huge piece of the puzzle to get squared away, but for one reason or another there are a lot of entrepreneurs and a lot of business owners that get a little queasy when it comes time to market and sell.

 

Don’t let that happen to you.

 

Nothing in the world of business happens until something gets sold and you don’t actually have a business to products start flying off your shelves.

 

Your marketing is one of your biggest competitive advantages (when done right) and has the potential to help you scale your offers to create the kind of financial future and income or wealth that you were hoping for to begin with.

 

Look for Ways to Scale Your Offers

 

One of the coolest things about the internet really changing the way we do business forever is the ability to scale different offers and different businesses that just wouldn’t have been possible before.

 

Even just 20 or 30 years ago the idea of someone building a global business in their back bedroom with nothing more than a laptop, maybe $100, and a dream – selling to customers all over the United States as well as the world – would have been unimaginable.

 

Today it’s so much of our reality that we don’t even stop to think of just how special these entrepreneurial superpowers really are.

 

Always look for ways to scale your offer, to sell more while eliminating yourself from the business as much as you can, and to stop making the trade of your hours for dollars. Selling online lets you make money while you sleep when you are doing it right.